` MoneyMindz.com India's First Free Online Financial Advice, on-call Financial Advisory , Best Insurance Advisory

Capital Market

international woman child day oct-11 Free Education Loan Advice - Moneymindz - India's First Free Online Financial Advisory Portal (Education Loan)

Moneymindz – India’s First Free Online Financial Advisory Portal (Education Loan)

Diwali is India’s Famous Festival, given importance overall. The festival symbolizes the light, to enlighten and brighten everybody’s life. On this special festival every human worship the goddess of wealth. The colour of lights unites a family, creates good bonding with neighbourhoods, also have fun with cousins. The festival is not only celebrated in India but also around the globe in different parts, especially were Indians have settled.

As the goddess of wealth helps in blessing you with abundant progress in your well-being. The lights take away are the evil around you, because you have been enlighted by the lamps of lights. Your financial set up must be made stronger to grow and shine in this light of the living, which would enlight your all loss over financial. Smart change over the finance will enlight the day with richness and prosperity. High time to forget your past finial mistake, and grow this Diwali with the Moneymindz, you get free advice over time on your finical settings. After a loss on your financial background, it’s difficult to believe and go ahead to make the come forth of the wealth to build. It’s always good to go about Financial Planner, its good to have mistakes, that would not allow you to repeat again. You got to know to plan out the right things for you before this enlightenment on your financial status.

Moneymindz would enlight this Diwali special lights into your life” to be secured with all financial advice.

The main objectives of your Financial Planning is the 3 major forms to be followed for a brighter burning of Lamp:

  1. The Capital Requirement To Determine: This describes your cost over current and fixed belongings, your daily or personal expenses, your future plans over saving. Your finical growth must be seen in both short and long-term.
  2. To Structure And Determine Capital: The composition of capital is in well in structure to any kind of the business growth. For the long and short term, the decision is in the form of balance due-impartiality- percentage.
  3. To Balance The Financial Policies: To control on lending and browsing or to frame a good amount for future.

Free Financial Advice on Financial Investment, Insurance and Loan by Certified Financial Planners Press Below Button

click-here-moneymindz

For More Information:

 

*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

(Or) Download Our MoneyMindz-Financial Freedom APP

Read more

What is ULIP?

A life insurance product, ULIP provides risk cover for the policyholder along with investment options to invest in any number of qualified investments such as stocks, bonds or mutual funds. As a single integrated plan, the investment part and the protection part can be managed according to specific needs and choices.

MFs and ULIPs :

Often, though, mutual funds are confused with another financial product  Unit-Linked Insurance Plans, better known as ULIPs. These are insurance policies with the dual purpose of providing an insurance cover as well as earn you a return by investing. The insurance company also floats a fund, just like the mutual fund house, to gather money from investors. It then invests this money across assets like stocks and bonds. 

Here Are The Benefits:

An investment which also offers life cover:

 The unique benefit of this investment is that besides investment it also provides a life cover. So in a way, it is an investment which works to provide you twin benefits life insurance combined with savings at market-linked returns.

Convenient premium payment options:

Not many know that unit-linked insurance plans also offer options where you can choose between – yearly, half-yearly & monthly investment options. In fact, even the annual premium in a ULIP works on the rupee cost-averaging principle. All you need to do is send a one-time instruction to your bank to allow an auto debit of a specified amount at fixed intervals from your bank account; and not worry about missing paying any premiums.

Tax benefits / Tax efficiency:

Under section 80C of the Income Tax Act, the premium on ULIP investments is allowed as a deduction from income up to a limit. Mr. Sathish benefits from ULIP proceeds as they are tax-free in the hands of investors under Section 10(10D). 

Rupee Cost Averaging:

As the payment is made monthly, it is easy to average out the market’s ups and downs. By investing a fixed amount every month, you can purchase more units when prices are low and fewer units when the price is high. A rupee cost averaging evens out market volatility and helps you get better returns on your investment over a period of time. Without ‘timing’ your entry into the market, you can earn more returns.

Convenience:

You can send a one-time instruction to your bank to activate auto-debit facility and facilitate easy premium payment from your bank account, credit/debit card. In this way, you can make an investment without worrying about missing the due date. 

Free Financial Advice on Unit Linked Insurance Plan (ULIP) by Certified Financial Planners Press Below Button

click-here-moneymindz

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

(Or) Download Our MoneyMindz-Financial Freedom APP

Read more

It’s good that you are enthusiastic about investments. Investments need to be accompanied by goals, horizon and risk appetite. As you are approaching retirement, I presume that you have a moderate risk appetite. Therefore, aiming at capital appreciation at a stable pace is advisable. With this in mind, I would advise you following avenues:

Senior Citizen Saving Scheme (SCSS) :

You may think of investing in Senior Citizen Saving Scheme (SCSS) which offers capital protection, regular income and tax benefits. You can invest up to Rs 15 lakh in SCSS by opening an account at a post office or scheduled commercial bank for five years. Afterwards, you may extend it for another three years. Quarterly interest will be paid at 8.4 per cent per annum. This is a tax-efficient scheme as you will be eligible to claim a deduction of up to Rs 1,50,000 under Section 80C of Income Tax Act 1961.

Monthly Income Plans (MIPs) :

Monthly Income Plans (MIP) are debt mutual funds which invest in fixed interest yielding securities. These funds deploy 60-70 per cent of your investment in debt securities and money market instruments. The rest is employed in equities. These funds aim at generating regular income via dividends and investing in high investment grade securities. After a holding period of three years, the capital gains become eligible for indexation benefit and are taxable at 20 per cent excluding cess.

Equity-oriented balanced funds :

These funds invest 65 per cent of your investments in equities and balance in debt securities. The equity component helps to earn higher returns while debt component keeps risk profile of portfolio intact. After a holding period of one year, your capital gains become tax free.

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

(Or) Download Our MoneyMindz-Financial Freedom APP

Read more

Balanced funds are those funds that invest the majority of their portfolio in stocks and the rest in fixed-income instruments. A balanced fund thus straddles two asset classes – equity and debt.

What is the benefit in doing so?

Who do these funds suit?

Here are the answers.

What they are

Balanced funds invest about 65% to 75% of their portfolio in equities and the remaining in debt. Depending on the equity market conditions, funds either reduce equity holding or increase it. Such tweaking is within the 65-75% range. Funds almost never take equity above the 75% limit; the portfolio always holds a sizeable debt component. Balanced funds do not bring their debt component down to zero nor lift it beyond 35%.

The more aggressive among balanced funds work with a 70-75% equity holding while the conservative ones move between 65-70% in equity. The aggressive funds are thus able to deliver higher returns than the conservative ones when markets rise but will also fall more when markets correct. Their volatility will consequently be higher.

The balanced benefit

Whether aggressive or otherwise, all balanced funds have one thing in common – they have far lower risk than pure equity funds while allowing reasonable participation in the stock markets. The equity and debt portions play different roles in a balanced fund’s portfolio and together make a well-crafted investment option.

The equity portion’s role is to deliver returns. The equity holding is significant enough to ensure a reasonable participation in the stock market and the inherent higher returns in this asset class. More, funds move across market capitalisations in their equity holdings, holding a good amount of mid-cap stocks when opportunities are ripe.

In doing so, they try to extract as much as possible from their equity holdings. But the lower equity exposure of 65-75% compared to the 95% average for pure equity funds (the remaining 5% is held in cash to meet redemption requirements) brings down the risk level too. When markets correct, this reduced equity exposure results in losses being much lower than pure equity funds.

The debt portion serves to protect. Debt and equity, to begin with, rarely move in tandem so there is already a hedge to the equity through the debt. Further, the debt portion delivers its own returns that supplement equity returns or compensate for equity losses.

Funds also do not manage the debt portion actively. They mostly invest in top-rated quality corporate debt, hold these instruments, and earn the interest accrued on them. But some of them go long on duration to make the best of an interest rate move.

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/
 

Read more

The lure of big money has always thrown investors into the lap of stock markets. However, making money in equities is not easy. It not only requires oodles of patience and discipline, but also a great deal of research and a sound understanding of the market, among others.

Added to this is the fact that stock market volatility in the last few years has left investors in a state of confusion. They are in a dilemma whether to invest, hold or sell in such a scenario.

Although no sure-shot formula has yet been discovered for success in stock markets, here are some golden rules which, if followed prudently, may increase your chances of getting a good return:

  • Avoid the Herd Mentality

The typical buyer’s decision is usually heavily influenced by the actions of his acquaintances, neighbors or relatives. Thus, if everybody around is investing in a particular stock, the tendency for potential investors is to do the same. But this strategy is bound to backfire in the long run.

No need to say that you should always avoid having the herd mentality if you don’t want to lose your hard-earned money in stock markets. The world’s greatest investor Warren Buffett was surely not wrong when he said, “Be fearful when others are greedy, and be greedy when others are fearful!”.

  • Take Informed Decision

Proper research should always be undertaken before investing in stocks. But that is rarely done. Investors generally go by the name of a company or the industry they belong to. This is, however, not the right way of putting one’s money into the stock market.

  • Invest in Business you Understand

Never invest in a stock. Invest in a business instead. And invest in a business you understand. In other words, before investing in a company, you should know what business the company is in.

  • Don’t try to Time the Market

One thing that even Warren Buffett doesn’t do is to try to time the stock market, although he does have a very strong view on the price levels appropriate to individual shares. A majority of investors, however, do just the opposite, something that financial planners have always been warning them to avoid, and thus lose their hard-earned money in the process.

“So, you should never try to time the market. In fact, nobody has ever done this successfully and consistently over multiple business or stock market cycles. Catching the tops and bottoms is a myth. It is so till today and will remain so in the future. In fact, in doing so, more people have lost far more money than people who have made money,”.

  • Follow a Disciplined Investment Approach

Historically it has been witnessed that even great bull runs have shown bouts of panic moments. The volatility witnessed in the markets has inevitably made investors lose money despite the great bull runs.
However, the investors who put in money systematically, in the right shares and held on to their investments patiently have been seen generating outstanding returns. Hence, it is prudent to have patience and follow a disciplined investment approach besides keeping a long-term broad picture in mind.

  • Do not let Emotions Cloud your Judgement

Many investors have been losing money in stock markets due to their inability to control emotions, particularly fear and greed. In a bull market, the lure of quick wealth is difficult to resist. Greed augments when investors hear stories of fabulous returns being made in the stock market in a short period of time. “This leads them to speculate, buy shares of unknown companies or create heavy positions in the futures segment without really understanding the risks involved
Instead of creating wealth, these investors thus burn their fingers very badly the moment the sentiment in the market reverses. In a bear market, on the other hand, investors panic and sell their shares at rock-bottom prices. Thus, fear and greed are the worst emotions to feel when investing, and it is better not to be guided by them.

  • Create a Broad Portfolio

Diversification of portfolio across asset classes and instruments is the key factor to earn optimum returns on investments with minimum risk. Level of diversification depends on each investor’s risk taking capacity.

  • Have Realistic Expectations

There’s nothing wrong with hoping for the ‘best’ from your investments, but you could be heading for trouble if your financial goals are based on unrealistic assumptions. For instance, lots of stocks have generated more than 50 per cent returns during the great bull run of recent years.
However, it doesn’t mean that you should always expect the same kind of return from the stock markets. Therefore, when Warren Buffett says that earning more than 12 per cent in stock is pure dumb luck and you laugh at it, you’re surely inviting trouble for yourself.

  • Invest only your Surplus Funds

If you want to take risk in a volatile market like this, then see whether you have surplus funds which you can afford to lose. It is not necessary that you will lose money in the present scenario. You investments can give you huge gains too in the months to come.
But no one can be hundred percent sure. That is why you will have to take risk. No need to say that invest only if you are flush with surplus funds.

  • Monitor Rigorously

We are living in a global village. Any important event happening in any part of the world has an impact on our financial markets. Hence we need to constantly monitor our portfolio and keep affecting the desired changes in it.

If you can’t review your portfolio due to time constraint or lack of knowledge, then you should take the help of a good financial planner or someone who is capable of doing that. “If you can’t even do that, then stock investing is not for you. Better put your money in safe or less risky instruments.

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

Read more

Today’s senior citizens definitely have more savings and investments compared to their parents, when they were retired, but the cost of living has multiplied manifold. Many of today’s retirees, unlike their parents, do not want to be financially dependent on their children’s earnings. While lifespan has increased, sky rocketing healthcare costs are also a serious concern for senior citizens. For senior citizens the four main investment considerations are:-

    • Protection of capital
    • Liquidity of investments
    • Reducing income tax
    • Keeping up with inflation

In this article we will discuss investment options for senior citizens keeping in these key investment considerations.

Senior Citizens Savings Scheme (SCSS):

This is one of best risk free investment schemes for Senior Citizen. The minimum investment limit in this scheme is 1,000 and the maximum limit is 15 lacs. This investment qualifies for deduction under Section 80C of the IT Act. From a liquidity perspective, the scheme has a period of 5 years and carries an interest rate of 9%, one the highest applicable rates for similar instruments.

A penalty of 1.5% per cent is levied on the amount deposited, in case the deposit is withdrawn before 2 years and 1% if the amount is withdrawn after 2 years, but before the expiry of the term of the investment. While the returns of SCSS are taxable, if the returns from this instrument do not exceed the basic exemption limit of 3 lacs, seniors stand to earn tax-free returns.

Seniors who have their immediate liquidity concerns addressed though other instruments, should try to maximise investments under this scheme using their surplus funds, since this offers attractive returns and capital safety.

Post Office Monthly Income Scheme (POMIS):

This has been a popular investment option with senior citizens for many years. POMIS offers guaranteed 8.5% annualized returns to investors. The maturity period of these schemes is five years. Premature withdrawals are subject to a deduction of 2% of the amount invested if such a withdrawal happens within three years of investment. After three years, the amount of deduction is 1% of the amount invested.

The maximum investment limit in POMIS is only 4.5 lacs in one account in POMIS or 9 lacs if the investor is investing in a joint account. There is no Section 80C benefit for POMIS investment. The interest income from POMIS is taxed as per the income tax slab of the investor. With rising cost of living seniors cannot rely on solely POMIS for their income needs. Nevertheless POMIS remains a good risk free investment option for senior citizens

Bank and Company Fixed Deposits:

Bank Fixed Deposits have always been seen as offering with safety and convenience. Currently the interest rate is in the range of 8 to 9.1%. However, the interest rates are likely to go down in the future as Reserve Bank India implements monetary policy easing. Investors should enquire about interest rates from multiple banks because it differs from bank to bank and can make a significant difference to the final return to the investor.

Interest earned by FDs is fully taxable at the applicable slab rate and tax is deducted at source. Fixed deposit issues from various companies offer higher interest rates than bank fixed deposits. However, such issues are limited and investors should note that they carry credit risk. Investors should check the credit rating of the companies before investing in the company FDs. Fixed deposits from companies rated AA and above are pretty safe and carry low default risk. Investors should be on the look for such issues, as these are good investment options.

Post Office Time Deposits:

Post Office time deposit is in many ways similar to Bank Fixed Deposits. The current annual interest rate for the five year time deposit is 8.4%. Minimum investment is 200, and there is no upper limit. Post Office Time Deposit qualifies for Section 80C deduction under Income Tax Act. The interest on Post Office Time Deposit is however fully taxable, as per the income tax slab of the investor

Mutual Fund Monthly Income Plans:

While capital safety is an important consideration when you are retired, with increasing life spans and high inflation, you cannot totally ignore equities. Mutual fund monthly income plans are excellent investment options for generating higher returns on your investment with limited risks. These plans invest 20 – 30% of their portfolio in equities, to boost the interest earned from debt investments with higher equity returns. 

Liquid funds:

Senior citizens should consider liquid funds as an alternative to savings bank. While having an emergency fund parked in savings bank is essential from a financial planning perspective, if you can wait for a day to withdraw the funds, liquid funds are an excellent alternative to your savings bank account. While savings bank interest is usually around 4%, liquid funds provide returns in the region of 8 – 9%. Every bit of extra income is very useful for senior citizens. 

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

Read more

We are always biased towards the investments we make. Thanks to internet, one can access different investment avenues and gather all information related to it and also initiate the transaction. But investing is not always about ease of doing it. There are a lot of factors which needs to be understood before making a move.

HERE ARE SOME TIPS TO BECOME A BETTER INVESTOR:

1) WORK ON YOUR RISK MANAGEMENT

To begin with any investment plan , you should first ensure all the basic risk (Life, Health, Accidental and Job loss) is been taken care of. First buy a term insurance, health insurance and create an emergency fund to ensure that your investment plan does not go off track in any of these risk occur. Risk management should be the first step towards planning towards future goals and making an investment decision.

2) GOAL ANALYSIS

Goals are just your dreams with a deadline. It’s vital to know why you are investing before you start. Either you want to retire early? Want to plan for Kids education? Want to travel for vacation? Want to plan for marriage? Think about your financial dependants and financial commitments you have while investing. These goals would define the investment options. For example, if the objective is to buy a car in 1 year then the investment would be debt based instead of equity. Other factor relating to goals is evaluating it. Car worth 5 lakhs today would cost different after 2 years. So one should also ensure the goals are rightly evaluated before planning.

3) RISK APPETITE

Risk is subjective. A 25 year old professional may not be aggressive whereas a 55 years old Retired person may want to take higher risk. There is a traditional mindset that the more younger you are, the more aggressive you should be. But every young guy may not be an aggressive investor. Some may want to have a need of safety and stable growth in the investments. There are various risk appetite analysis tool which can help you identify the risk capacity.

4) DIVERSIFICATION

Key to a successful investment is to diversify it so that the risk can be managed effectively. We often make a mistake in diversification of investments and end up overlapping in similar type of investments. For example, using PPF and EPF as a retirement tool. Now both has similar returns, are a fixed income savings schemes, has specified returns and tenure. So investing in these instruments is not diversification. Diversification means investing in various asset classes (Debt, Equities, Commodities, International Markets) to make your investments more effective and less risky. Spreading your investments would reduce the chance of one investment sinking in your entire portfolio.

5) BE PATIENT, STAY FOCUSED.

Rome wasn’t built in a day, same goes for your investments. Power of compounding works but it takes some time to show its effectiveness. The investments made for long term may not start yielding returns in one or two years. It may take 4-5 years for them to show results. It’s all about waiting for the investments to grow. The more patient you are, more richer you would be.

Often people are tied up with their work routine and do not have enough time to focus on their finances and end up making financial mistakes. Hire a Financial Advisor or a Certified Financial Planner(CFP) who can take care of overall financial aspects and recommend you right option to deploy your savings.  

A On-Call Financial Advisor like Moneymindz can be an ideal bet for you if you are a busy working professional.

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

Read more

How to save tax?  

As taxpayers, we all look for ways to save our income from the fangs of taxes as much as we can. Thus, while choosing an investment product, investors do check-out its tax-saving capability as well. An investor’s goal is to choose an investment product with minimum tax rate and decent potential of wealth creation. In this regards, Financial Budget plays a crucial role as it announces the tax rate of various investment products for a financial year.

Before the announcement of Budget’ 2017, Prime Minister, in one of his speech, commented “To some extent, the low contribution of taxes may also be because of the structure of our tax laws. Low or zero tax rate is given to certain types of financial income.”

Investors didn’t not take much time to relate this remark to Equity funds and following this, there was a fear that the long-term capital gains (LTCG) of Equity Mutual Funds will not remain tax-free. Also, some were interpreting that the holding period for the long-term capital gains in Equity will increase from the existing one year. Just the way, Budget 2016 had increased the holding period for long-term bond funds from one to three years.

However, the good news is that the Budget 2017 announcement put all these fears to rest as no change in long-term capital gains tax was announced. As a result, equity-based mutual funds continue to rule as one of the most tax-friendly investments with the potential of wealth creation.

However, investors looking for long term investments are more concerned about tax rate in long term. In that scenario, Equity is the most tax-friendly investment option because it is the only product with no tax levy on its capital gains post the holding period

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

Read more

India First Free Online Financial Advisory,  India First Free On-call Financial Advisory, Best Free Financial Advisory

India First Free Online Financial Advisory, India First Free On-call Financial Advisory, Best Free Financial Advisory

We generally have a misconception that I have saved enough for my retirement age and that is enough for me to survive a healthy lifestyle after my regular income is not in place. If you too fall in this category, this blog will debunk your delusion. As a salaried individual or even as a self-employed with decent income and good amount of savings you cannot dream a retirement life which is free of financial snuffs.

The ultimate amount that you save throughout your employment days may not be adequate to bank on for a comfortable retirement.

There are two factors that cannot be avoided and are purely responsible for diminishing your savings

  • INFLATION and
  • VALUE of MONEY.

There are other influencers too, such sharp rise in health care cost and medical emergencies that comes with age but it can be smartly avoided by opting for a health insurance plan.

To give you a better understanding, let’s have a look at the future value of your money. If we assume the inflation rate at 8 percent and your savings is Rs. 10 Lakh-

 ➡ In 2025 it would be worth Rs. 4,63,193
 ➡ In 2035 it would be worth Rs. 2,14,548
 ➡ In 2045 it would be worth Rs. 99,377
 ➡ In 2055 it would be worth Rs. 46,001

The fact and in future too inflation will keep rising and that is something beyond our control but we can definitely beat it by investing in right schemes. Equity mutual fund is one of the best schemes you can opt for. Investing in equities for a longer duration helps you stay ahead of inflation.

Over the last 10 years, the Nifty has returned 16.7% annually compared to the 7% average inflation rate. You can either invest directly or through mutual funds. But for small investors we would suggest to invest through mutual funds, as they are supervised by expert fund managers.

This independence week, attain freedom from your retirement worries and give wings to your desire by taking our 360 degree financial assessment. Financial assessment tool is a unique, proprietary and scientific method that takes a holistic view of all your future financial needs in life, so that funds for your goals like your child’s education, buying a home or your own retirement are available when the need arises.

For More Information:


*Are you Looking For Free Financial Advice*

*Fill The Form Our CERTIFIED FINANCIAL PLANNER Will Call You Freely*





Give Us a Missed Call On 022 – 62116588

(Or) Download Our MoneyMindz -Expert Seller APP

(Or) Visit: https://www.moneymindz.com/

Read more

India is a nation consisting of people from the poor/middle class and hence will be careful in spending their hard earned money. Simply earning is not good enough; you must also know to effectively channelize your savings in a logical fashion.  

Financial Advisors @ Moneymindz is unique, as it is India’s top financial advisory company assisting people of India in offering financial freedom and advisory mobile applications. Moneymindz is India’s largest financial search engine offering free advices. Many people have been educated @ Moneymindz, regarding financial concepts and financial products under one roof.

An unbelievable financial advice can make a vast difference in your life. Pick up your mobile and give a missed call at 022-62116588.

For More Information:

Give Us a Missed Call On 022 – 62116588

(Or)    Download Our Money Mindz -Expert Seller

(Or )  Visit :  http://www.moneymindz.com/

Read more